[Case Study]
Lending, built
without the wait
A multi-lender digital marketplace that connects borrowers with banks, NBFCs, and MSME lenders through one application — structured, matched, and tracked without the usual back-and-forth.
Sector
Digital Lending & Fintech
Engagement
Full Product Build
Users
Borrowers, Lenders & Partners
[Overview]
A digital lending
marketplace
The brief was to redefine how businesses and individuals access credit. Borrowers were stuck approaching lenders one at a time, resubmitting the same documents and waiting weeks for a decision with no visibility into where things stood.
We built LendNova as a single digital marketplace that connects borrowers with a wide network of lenders - banks, NBFCs, and MSME-focused institutions - through one structured application, enabling faster, more tailored financial decisions.
Built on transparency and trust, the platform gives borrowers real-time visibility into every stage of their application, gives lenders pre-qualified leads instead of raw paperwork, and gives DSAs and CAs a shared system to track every referral end to end.
[The Challenge]
Three problemsnobody was solving together
Fragmented lender access
Borrowers had to approach banks, NBFCs, and MSME lenders one at a time, filling out the same paperwork repeatedly with no way to compare offers side by side.
Slow, opaque underwriting
Loan decisions took weeks, and applicants were left guessing where their application stood or why it had stalled, with no visibility into the process.
No unified partner layer
DSAs, CAs, and referral partners had no shared system to submit leads, track commissions, or follow application status across different lenders.
[What We Built]
Every layer designed aroundfaster decisions
Multi-lender marketplace
One digital application routed intelligently across a network of banks, NBFCs, and MSME lenders, so borrowers compare real offers instead of chasing them.
AI-driven loan structuring
Applications are pre-scored and structured against each lender's criteria automatically, surfacing the best-fit offers before a human underwriter steps in.
Real-time application tracking
Borrowers and partners see exactly where an application stands, from submission through sanction to disbursal, with no manual follow-up required.
Partner & DSA portal
A dedicated workspace for DSAs and CAs to submit leads, track commissions, and monitor every application they've referred in one place.
Pre-vetted borrower profiles
Structured intake and upfront document verification cut down back-and-forth and give lenders a cleaner first look at every applicant.
Unified lender dashboard
Banks and NBFCs get a single queue of pre-qualified, structured applications instead of inconsistent paperwork arriving through separate channels.
[Outcome]
What shipped
One App
Digital application, multiple lenders
AI-Structured
Automated loan structuring & scoring
Real-time
Application status tracking
End-to-end
Borrower-to-disbursal architecture
[Tech Stack]